Preheat your oven to 400°F. Grab a large baking sheet—you’re gonna need the space.
Spread a solid layer of tortilla chips across the sheet. No stacking yet; they all deserve a fair shot at cheese.
Sprinkle half of your cheese over the chips. Yes, we're layering like lasagna.
Add your beef or chicken, beans, olives, and jalapeños. Be generous—it’s not the time to skimp.
Layer on the rest of the cheese. This is the moment everything comes together.
Slide the tray into the oven and bake for 10 to 12 minutes, or until the cheese melts and everything looks golden and irresistible.
Remove from the oven. Top with tomato, onion, and cilantro. Now it looks like you know what you're doing.
Serve immediately with sour cream, guac, and salsa on the side so people can go wild.